Explained: How new labour laws could hit your take-home salary, increase your provident fund & gratuity contributions

New labour codes effective November 21, 2025, mandate basic salary at 50% of CTC, potentially lowering take-home pay as retirement contributions rise. These unified laws aim to simplify compliance and boost worker safeguards. Expect higher provident fund and gratuity payments, impacting immediate earnings while enhancing long-term retirement security for employees.

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